Any tips for saving my salary?

Financial Stress
1

Money talks! Got any saving or budgeting tips or hacks you swear by?

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2

I track my expenses so that I know where my money goes. I set my budget based on my record, try to cut down on unnecessary things. I have a separate account for savings and I use my payroll account to pay my bills.

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3

Make a budget plan. Divide your expenses on your “kinsenas” salary. Example you have a CC bill amounting to 1000 pesos divide it into 2 so that you may not feel that it is too heavy on your budget. This is a very important advice, live within your means :wink:

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4

Use online banking for saving money they do have really high interest rate for saving money (4% to 6%)

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5

Same. I just tracked my expenses daily. However, I cannot set a budget on a specific date since there are some unforeseen expenses. What should I do? Lol. TYIA.

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6

Hi Alizone. Welcome to this forum.

You may try to set a budget for savings and for recurring expenses like food and transportation. Part of your savings may be set aside for an emergency fund to be used for unforeseen expenses like you said. You may also want to learn about investing so you can grow your money and increase your financial capacity.

Hope this can help. Thank you.

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7

I try leave 20p each time for lotto ticket lol, nothing is left kada kinsenas… real talk… :money_mouth_face: but yes I’m happy as long as I’m fed… :strawberry::blueberries::cherries::carrot:🫚:tomato:

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